Tired of hefty LMI fees? As a legal professional, you’re in luck! Uncover how you can save up to $24,000 on LMI for loans up to 90% of your property’s value.

Dreaming of LMI waivers but worried about income thresholds? Fear not! Learn how our tailored solutions cater to legal professionals with no minimum income requirements, allowing you to qualify based on your unique circumstances.

Struggling to meet income thresholds? You’re not alone! Our exclusive offerings feature no minimum income requirements, ensuring all legal professionals can access waived LMI benefits without the stress.

Curious if you qualify for LMI waivers? Explore eligibility criteria tailored for legal professionals, including lawyers, solicitors, barristers, and more. Discover how you can secure waived LMI benefits today.

Judges and magistrates, rejoice! Explore how you can benefit from LMI waivers, even without a Practising Certificate. Unlock exclusive insights into eligibility and income requirements today.

Calling all government lawyers! Discover how you can access special discounts and LMI waivers tailored to your profession. Explore your eligibility and unlock potential savings now.

Unlock exclusive benefits with industry association memberships. Learn how easy it is to access special discounts with your association membership or Practising Certificate.

Wondering what counts as evidence of membership? Get the lowdown on acceptable forms of evidence, from membership cards to practising certificates. Start your application hassle-free!

Protect your assets with spousal ownership solutions. Explore how our lenders can approve loans with spousal ownership arrangements, ensuring your assets remain secure.

Embrace the perks of a strong financial position. Learn how borrowing less than 80% can unlock lower interest rates and exclusive discounts tailored to your financial strength.

Ready to refinance? Dive into the world of hassle-free refinancing with waived LMI up to 90% of your property’s value. Unlock equity and build your property portfolio stress-free.

Beyond waived LMI up to 90%-95%, our doctor home loans unlock exclusive advantages:

• Special Discounts: Enjoy reduced interest rates and waived home loan fees tailored for medical professionals.
• Expand Your Portfolio: Access funds to purchase new properties or refinance existing loans, amplifying your property investments.
• Asset Protection: Safeguard your assets and explore tax benefits through strategic property purchases in company or trust structures.

Join the ranks of eligible medical professionals for the 90% LMI waiver, including:

• Anesthesiologists
• Audiologists
• Cardiologists
• Chiropractors
• Cosmetic Surgeons
• Dental Specialists
• …and more!

Dentists, General Practitioners, Hospital-employed Doctors (e.g. Intern, Resident, Registrar, Staff Specialist) Audiologist, Chiropractors, Midwife, nurses, Occupational therapist, Optometrists, Osteopaths, Pharmacists, Physiotherapists, Podiatrist, Psychologist, Radiographer, Registered nurse, Sonographer, Speech Pathologist, Veterinary Practitioners – To find out your eligibility for the LMI waiver please contact us.

While many medical professionals qualify, some specialties may not meet eligibility criteria, such as medical research scientists and naturopaths. Yet, with a strong employment history and substantial savings, you may still qualify for reduced interest rates and exceptional benefits.

Unlock doctor home loan benefits with membership in esteemed associations like:

• Australian Medical Association (AMA)
• Australian Dental Association (ADA)
• Australian Veterinary Association
• …and more!

Navigate complex income structures with ease! Our experts help you present a compelling case, whether you’re a contractor, self-employed, or have a partnership-style business. Rest assured, your income—no matter the structure—is valued and considered for eligibility.

Doctor home loans offer a spectrum of benefits, from interest rate discounts to waived LMI. Tailored to your needs, these offerings ensure hassle-free approval for your dream home.

Discover the driving force behind doctor discounts! Lenders vie for your business, resulting in competitive interest rates and LMI waivers. Our mortgage experts negotiate on your behalf, ensuring you secure the best deals available.

Optimise your discounts with our insider insights:

• Focus on LMI waivers for loans over 80% property value.
• Negotiate competitive interest rates for loans under 80% property value.
• Leverage lender relationships for maximum discounts and packages.
• Stay informed about lenders pricing and negotiation limits.
• Clarify fee structures with your broker for transparency.

Selecting the right broker is crucial for your doctor home loan journey. Ensure your broker offers:

• Access to diverse lenders, including your bank.
• Knowledge of current market dynamics and competitive pricing.
• Transparency regarding negotiation limits and fee structures.

At Financia Avenue, our team specializes in doctor home loans, guiding you every step of the way!

Unlock funding tailored for your medical practice needs! With flexible lending rules, you can secure up to 100% financing for your commercial property. Invest in top-quality equipment and clinic fit-outs hassle-free.

Invest in the latest medical equipment with ease! Our medical practice loans cover:

• Diagnostic imaging devices
• Medical laboratory equipment
• Office, surgery, or clinic fit-outs
• …and more!

Benefit from quick approvals, competitive rates, and comprehensive support for your equipment financing needs.

While nurses and midwives may not qualify for doctor home loans, waived LMI opportunities and discounted interest rates are within reach. Explore tailored solutions and discover the path to homeownership with Financia Avenue!

Ensure a minimum income of $120,000 in some states and $150,000 in others, including rental income but excluding spousal income unless they’re also an accounting professional. Alternatively, a combined income of $150,000 or more is sufficient for waived LMI.

Great news! Our major lender no longer requires a minimum income for accounting professionals to qualify for waived LMI. Enjoy flexible options without worrying about income thresholds.

Eligible professions include accountants, auditors, directors, and more. Minor variations to these titles are accepted, ensuring broader eligibility.

Membership with CA, CPA, CFA, or FIAA is essential, along with registration with recognised associations. Other bodies are considered case by case.

Acceptable forms include receipts, membership cards, or written confirmations from listed associations.

Overseas qualifications equivalent to Australian standards are usually accepted, subject to review.

Partners in accounting firms can have LMI requirements waived, simplifying the process.

Banks may struggle with partnership structures, but we’re here to navigate and streamline the process.

Proof of income can be provided via tax returns, payslips, or employment letters from certain larger firms.

Partners in selected firms may qualify for reduced income verification, enhancing accessibility to home loans.